Free consumer letter generator
Say what happened.
Keep what you sent.
Ready-to-edit letters for refunds, canceled subscriptions, stopped autopay, debt collectors, and credit report fixes. Plain words, real sources, proof you can file.
Free · No account needed · Not legal advice
Re: Stop the automatic payments on my account
01
Pick the letter
Search in your own words. No legal vocabulary required.
02
Add the facts
Names, dates, amounts. The letter builds itself around them.
03
Send it, keep proof
Email, chat, phone script, or certified mail. File a copy either way.
Popular letters
What do you need to say?
Wording backed by public sources:CFPBFTCRegulation EFDCPAFCRAUSPS
RecordReply Plus
Your paper trail, saved.
The generator stays free with no account. Plus keeps the record: saved details, request history, reminders, and packet downloads.
Personal plan
- Saved profile and identifiers
- Draft history and records
- Follow-up reminders by email
- Request packet downloads
- Reply and screenshot uploads
- Payment last-4 dropdowns
- Completely ad-free
Saved identifiers are limited to company names and payment last-four values. Full bank or card numbers are never stored.