Free consumer letter generator

Say what happened.
Keep what you sent.

Ready-to-edit letters for refunds, canceled subscriptions, stopped autopay, debt collectors, and credit report fixes. Plain words, real sources, proof you can file.

Free · No account needed · Not legal advice

Re: Stop the automatic payments on my account

Draft ready to send1 of 1 kept

01

Pick the letter

Search in your own words. No legal vocabulary required.

02

Add the facts

Names, dates, amounts. The letter builds itself around them.

03

Send it, keep proof

Email, chat, phone script, or certified mail. File a copy either way.

Popular letters

What do you need to say?

All 30 letters

Wording backed by public sources:CFPBFTCRegulation EFDCPAFCRAUSPS

RecordReply Plus

Your paper trail, saved.

The generator stays free with no account. Plus keeps the record: saved details, request history, reminders, and packet downloads.

Free generator stays open
$12 per year, flat
No full card or bank numbers, ever

Personal plan

$12per year
Get Plus
  • Saved profile and identifiers
  • Draft history and records
  • Follow-up reminders by email
  • Request packet downloads
  • Reply and screenshot uploads
  • Payment last-4 dropdowns
  • Completely ad-free

Saved identifiers are limited to company names and payment last-four values. Full bank or card numbers are never stored.